會。若欠債人沒有如實申報所持有物業或其他資產，便有機會令債務重組的申請失敗，而且根據香港法例，在申請債務重組時，須委任代名人向其債權人提出償還債務建議，如果所委任的代名人沒有專業資格，亦有機會申請失敗。

請按‘檢視查冊結果’，便可讀到查冊報告。如果需要列印本，可以把報告列印出來。

To begin an IVA without having a credit card debt administration firm - you'll find an insolvency practitioner you on GOV.United kingdom.

委託會計師及律師作為代理人。代理人會因應個別欠債人的情況，決定是否接納其案件。委託一經接納，欠債人需就開展債務重組進行宣誓，並由代表律師將臨時命令申請書呈送法庭存檔。

The information on this Internet site is for reference only and could be up-to-date from time to time. For details, be sure to Get in touch with

You will find a unique QR code on the cardboard issued via the customer care officer to each buyer. Clients only ought to scan the Wechat mini-program to look at the photo, Division and contact data of the customer service officer.

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An IVA offers a proper composition to enable you to make repayments to the creditors depending on affordability as an alternative to on the prior contractual preparations. You agree to fork out your creditors around you'll be able to afford all over the time period in the IVA but no additional, whilst, consequently, they concur to simply accept your payments instead of forcing you in to personal bankruptcy iva and assure to lawfully 'generate-off' any cash even now out standing at the conclusion of your arrangement in the event you correctly reach the close with the IVA time period.

In case you owe funds to people today or corporations inside the EU You can’t commonly include debts you 債務舒緩邊間好 owe to people today or corporations inside the EU.

When the payments you make aren’t enough to pay for 債務舒緩成功率 your debts in whole by the tip of one's IVA, you won’t really have to fork out the rest.

面對過度消費賬單、投資失利或周轉不靈的情況下，債務狀況或會逐漸轉差。對於受到債務困擾的人來說，或會以為破產是唯一的辦法，很多人不知道債務重組這個選項而選擇破產。了解債務重組與破產的分別和影響，給自己多一個選擇，切勿輕易走上破產之路。

The insolvency practitioner will evaluation your circumstance annually Whilst you’re on an IVA. Should your earnings modifications, your IVA payments may change. For example, if you can get a pay back increase at operate you’ll be anticipated to pay for extra into your IVA.

就業限制：不能從事特定職業，如律師、保險、地產和證券商或有限公司董事；

Not too long ago, there are already fraudsters impersonating our firm's personnel and presenting personal loan services. The fraudulent cases happen to be noted for the police for investigation.